A Complete Guide for Patients For Cataract Operation Cost in India

Cataracts are one of the most common eye conditions in India, especially among the elderly. If left untreated, cataracts can lead to significant vision loss, affecting daily life and independence. Thankfully, modern cataract operation cost is safe, quick, and highly effective. However, one of the first concerns for most patients and families is the cost involved.

In this article, we’ll break down the cost of cataract surgery in India, explore the factors that influence the pricing, look at the different types of surgeries and lenses, and share tips on choosing the right option for your needs and budget.

What is a Cataract?

A cataract occurs when the natural lens of the eye becomes cloudy, leading to blurry or dim vision. It’s a gradual process, often related to aging, though it can also result from diabetes, trauma, or prolonged exposure to UV light.

Cataract surgery involves removing the cloudy lens and replacing it with a clear artificial lens, known as an intraocular lens (IOL).

Key Factors That Influence Cataract Operation Cost

1. Type of Hospital

Government hospitals often offer low-cost or free surgeries under health schemes. However, private hospitals charge more for quicker service, better facilities, and advanced technologies.

2. Type of Cataract Surgery

There are mainly two types of cataract surgery methods:

1. Phacoemulsification (Phaco): A modern technique using ultrasound to break and remove the cataract through a tiny incision. It’s the most common method and moderately priced.

2. Femtosecond Laser-Assisted Cataract Surgery (FLACS): A bladeless, high-precision method using laser technology. It’s safer and offers quicker recovery but costs more.

3. Type of Intraocular Lens (IOL)

The artificial lens implanted during surgery has a big impact on cost:

• Monofocal IOL: Allows vision at one distance (usually far). Budget-friendly.

• Multifocal IOL: Provides both near and far vision. More expensive but reduces the need for glasses.

• Toric IOL: Corrects astigmatism. Higher cost.

• Premium or Trifocal IOLs: Offer the best clarity and range, but are the costliest.

4. Surgeon’s Experience

Well-known surgeons and eye care specialists may charge a premium for their experience and skill, especially in complex cases or premium lens surgeries.

5. Pre- and Post-Operative Expenses

Costs don’t end at the surgery alone. You may need to budget for:

• Initial consultation

• Diagnostic eye tests (biometry, OCT scans)

• Eye drops and medications

• Follow-up visits

• Protective glasses

Is Cataract Surgery Covered by Health Insurance?

Yes, most health insurance plans in India cover cataract surgery. However, coverage can vary based on your policy.

• Coverage Amount: Usually capped between ₹20,000 to ₹50,000 per eye.

• Waiting Period: Most policies have a waiting period of 1–2 years before you can claim cataract-related expenses.

• Cashless Facility: Available in network hospitals.

• Government Schemes: Ayushman Bharat (PMJAY), state health schemes, and ESI often provide free cataract surgeries at empanelled hospitals.

Always check the details of your policy or speak to your insurer before proceeding.

Free or Subsidized Cataract Surgery Options

If you cannot afford private surgery, here are some affordable options:

1. Government Hospitals

Hospitals like AIIMS, district hospitals, and regional institutes often provide free or low-cost surgeries.

2. Charitable Trusts & NGOs

Institutes like Aravind Eye Hospital, Sankara Nethralaya, and LV Prasad Eye Institute offer low-cost surgeries and even conduct free eye camps.

3. Rotary & Lions Club Eye Hospitals

These NGOs regularly organize cataract surgery camps, especially in rural areas, where the cost is minimal or free.

Tips to Choose the Right Cataract Surgery

1. Compare Costs: Don’t hesitate to call multiple hospitals or clinics to compare prices and services.

2. Check Credentials: Choose a certified ophthalmologist with good experience.

3. Understand the Lens Options: Don’t blindly choose the cheapest — get what’s best for your lifestyle and vision needs.

4. Insurance First: Check if your policy covers surgery and preferred hospitals.

5. Post-Surgery Support: Ensure the hospital offers follow-up visits and guidance for recovery.

Cataract operation cost is a life-changing procedure that restores clear vision and improves overall quality of life. The cost in India can range from as low as ₹0 in government hospitals to ₹1,20,000 in premium private setups. The right choice depends on your budget, insurance coverage, and personal preferences.

The good news is — India offers a wide range of options for all income levels. With the availability of insurance, charitable hospitals, and skilled eye surgeons, you can receive high-quality treatment without putting a major dent in your finances.